DELIVEROO PARTNERS WITH LIBERIS TO LAUNCH ‘DELIVEROO CAPITAL’, OFFERING RESTAURANTS ACCESS TO FUNDING

London, 16th February 2026: Deliveroo and Liberis today launch ‘Deliveroo Capital’, enabling UK hospitality businesses to secure flexible funding with fewer barriers to access.

Through the programme, Liberis will provide eligible businesses with pre-approved funding in the form of Merchant Cash Advances (MCAs), directly through the Deliveroo platform*. This will enable restaurants and food operators to access finance in the same place they manage delivery orders, performance and day-to-day delivery operations, providing an integrated and flexible approach.

The funding can be used for any business need, from managing short-term cash flow to investing in growth, such as new equipment, refurbishments or menu development.

The partnership launches at a time when access to finance remains a challenge for many hospitality businesses. Rising costs, tight margins and fluctuating demand continue to put pressure on cash flow, while traditional funding options often fail to reflect the realities of how restaurants operate.

Deliveroo Capital is designed to tackle this gap, initially rolling out to more than 5,000 restaurant partners, before expanding to thousands more in the coming weeks. After this, the programme is set to expand to Deliveroo’s network of retailers on the platform.

The move reflects Deliveroo’s broader ambitions to support local businesses, finding new ways to support the growth of its partners outside of delivery.

Rob Fairfield, CEO at Liberis, said: “Restaurants operate with little margin for delay, making access to capital a day-to-day operational concern rather than a strategic luxury. Traditional lending models often fail to reflect how hospitality businesses actually trade, and so by embedding finance directly into the Deliveroo platform, funding can be accessed at the moment it’s needed, rather than adding friction to already pressured teams.”

Rob Harris, Chief Revenue Officer and VP of Merchants at Deliveroo, said: “Restaurants are constantly balancing operational pressures with the need to invest and grow, and our new partnership with Liberis offers a practical and accessible funding solution. We are excited to continue finding new ways to support the industry through a range of different services.”

Gourmet Sushi, which operates eight restaurants alongside its delivery-business, has leveraged the programme in an initial trial phase.

Nuriddin Shamsutdinov, Founder of Gourmet Sushi, said: "We are at a pivotal stage of growth and needed capital to continue scaling without slowing momentum. The funding has been used to invest in our future, covering refurbishments, new equipment, increased stock and marketing activities. As a result we've seen improvements in productivity and overall business performance. Most importantly, the programme has provided stability and flexibility to make strategic decisions with confidence."

Eligibility is determined by Liberis using a data-led approach designed to better reflect how hospitality businesses operate in practice. By leveraging anonymised transaction data and business insights from the Deliveroo platform, alongside Liberis’ proprietary assessment models, Liberis is able to build a broader, more accurate picture of each company’s performance. This approach supports funding decisions based on trading activity, consistency and growth trends, rather than relying solely on traditional credit checks or historic financial information.

Eligible merchants are informed of available funding via email and targeted placements within the Deliveroo Partner Hub, where they can easily view and access offers.

ENDS

*All funding arrangements are offered, and provided, by Liberis directly to Deliveroo's merchant partners. Neither Deliveroo nor any subsidiary or affiliate company (collectively just “Deliveroo”) are involved in these funding arrangements. Deliveroo does not provide financing, lending or credit brokerage services to any merchant partners.

About Liberis

Liberis is an embedded finance partner for platforms, including vertical SaaS providers, marketplaces, payment processors, and payment companies. Liberis enables platforms to offer tailored financial solutions to their merchant ecosystems, supporting growth across businesses of all sizes.

Liberis partners closely with platforms, combining merchant data and distribution with over a decade of finance expertise and funding experience across economic cycles. By understanding merchant behaviour and business rhythm, Liberis embeds finance directly into platform workflows, delivering funding and financial tools at key moments in the merchant lifecycle. Rather than offering standardised products, Liberis co-creates solutions around each partner’s brand, technology, and merchant needs. Its flexible, API-driven architecture allows platforms to configure, launch, and scale embedded finance offerings across 15 markets, with the ability to add new products over time without requiring further platform integration.

For more information, visit their website: https://www.liberis.com/